Tenants

We believe that all persons are entitled access to fair and equitable housing. Therefore, in adherence to the Fair Housing Act, we do not discriminate on the basis of race or color, religion, sex, sexual orientation, national origin, familial status or disability. If you have any needs for "reasonable accommodation", please see below and then contact our office.

OCCUPANCY POLICY:

1. Occupancy is based on the number of bedrooms in a unit. (A bedroom is defined as a space within the premises that is used primarily for sleeping, with at least one legally sized exit window and a clothing closet)
2. Two persons maximum are allowed per bedroom. Some properties may allow less than this amount.

GENERAL STATEMENTS:

1. Two forms of identification are required. Positive identification with a picture will be required. Each applicant will be required to qualify individually or as per specific criteria areas.
2. Inaccurate or falsified information will be grounds for denial of the application or potentially eviction if discovered after becoming a tenant.
3. Any applicant currently using illegal drugs will be denied. If approved for tenancy and later illegal drug use is confirmed, eviction shall result.
4. Any individual whose tenancy may constitute a direct threat to health and safety of any individual, the complex, or the property of others, will be denied tenancy.
5. Each applicant must have the ability to enter into a legally binding contract.

APPLICATION PROCESS

1. Once it has been determined that we have a rental unit that appears to meet your needs, we will schedule an appointment to meet in person at that unit so as to view the interior. Although we understand that schedules are hectic, we would encourage you to bring all adults who intend to live in the unit with you.
2. We charge a non-refundable application and reference check screening fee for each person over the age of 18 who intends to reside on the premises. Fees are as listed on our website or rental listing advertisement.
3. Each person over the age of 18 will be expected to complete a separate application, provide a separate screening fee and be subjected to a background check, credit report, criminal report and eviction report. These reports are processed online via our property management software so a separate, valid e-mail address for each applicant will be necessary. Payments are made online at our website.
4. All line items on the application must be completed so as not to delay the processing of the application. Incomplete applications will not be reviewed until such time as the balance of information becomes available.
5. We will diligently pursue the processing of your application. However, it may take two (2) or three (3) business days or more for information verification and to allow for return phone calls and other verifications. If we are unable to obtain the required/requested information within five (5) calendar days, your application will be put on hold and we will move on to the next applicant. Once we receive the balance of your required information and the property originally applied for is no longer available, we will discuss whether or not we have another rental available for which you qualify and if that property is acceptable to you.
6. Once your application has been deemed "Approved", you will be required to pay 1/2 of the security deposit within 24 hours and complete an "Agreement to Execute Rental Agreement" in order for us to hold the unit for you until your actual move-in date. The balance of all other deposits and fees will be due at time of move-in. We operate on a first-come, first-served basis for applicants meeting the qualification requirements. The amount of these charges will vary from property to property and will be delineated in the rental agreement.

INCOME CRITERIA:

1. Monthly gross household income shall be equal to a minimum of 2.75 times the stated rental amount and must be from a verifiable, legal source. If the monthly income does not equal or exceed three (3) times the stated rental amount and you meet the other criteria, you will be required to provide an additional security deposit equal to 50% of the amount of one month's rent.
2. Applicant to provide paystubs from their employer for the previous 3 months.
3. Unemployed applicants: Verifiable income sources will be required and may include Bank Account statements, Alimony/Child Support, Welfare, Social Security, Trust Accounts, Unemployment payments and duration to exhaustion of available funds. You may be required to have a qualified co-signer (see below) or roommate that is willing to be a responsible individual in case of default or you become in breach of your agreement.
4. If your source(s) of income cannot be verified for any reason, your application will be denied.

EMPLOYMENT CRITERIA:

1. Twelve (12) months of verifiable employment will be required if used as a source to meet income criteria.
2. Self-employed applicants will be verified through the state corporation commission, and will be required to submit the last two (2) year's tax returns, both state and federal versions, for review.

RENTAL HISTORY CRITERIA:

1. Twenty-four (24) months of verifiable contractual rental history from a current third party landlord or homeownership is required. This period is based on the previous twenty-four (24) months from date of application. While it is good to have references dating back further than this, we are more interested with your more recent rental or ownership history. You will need to provide two (2) separate landlord references.
2. We will verify homeownership through the county tax assessor.
3. Three (3) years of eviction-free history is required.
4. Two (2) or more 72-Hour notices within one year will result in denial of the application.
5. Two (2) or more NSF's within one year will result in denial of the application.
6. Rental history reflecting past due and unpaid rent or damage charges will result in denial of the application.

CREDIT CRITERIA

1. FICO Credit Score of 650 or higher is required and will be verified by us during the screening process.
2. Negative or adverse debt showing on consumer credit report may require additional security deposits or possible denial of the application and is in the sole discretion of the property owner and or manager.
3. Two (2) or more unpaid collections (not medical related) will result in denial of the application.
4. Bankruptcies and or foreclosures filed within the previous three (3) years from the date of application will be denied.

INDIVIDUALS CO-SIGNING ON AGREEMENT

1. Co-signers will be required to fill out a rental application and go through the screening process.
2. Co-signers must also meet the income criteria indicated above with the additional requirement of verifiable monthly income equal to four and a half (4.5) times the stated rental amount.
3. Very good credit (FICO Score of 760 or higher) is required and will be verified during the screening process.
4. Co-Signers must be current homeowners and considered full time Oregon residents.

CRIMINAL CONVICTION CRITERIA

Upon receipt of the rental applications and screening fee, the landlord or designated property management company will conduct a search of public records to determine whether the applicant or any proposed resident has been convicted of, or pled guilty to or no-contest to, any crime.

1. A conviction, guilty plea or no-contest plea for any felony involving serious injury, kidnapping, death, arson, rape, sex crimes and/or child sex crimes, extensive property damage or drug related offenses (sale, manufacture, delivery or possession with intent to sell), Class 'A'/Felony burglary or Class 'A'/Felony robbery; or
2. A conviction, guilty plea or no-contest plea, where the disposition, release or parole have occurred within the last seven (7) years for any other felony charges; or
3. A conviction, guilty plea or no-contest plea, where the date of disposition, release or parole have occurred within the last seven (7) years for: any misdemeanor or gross misdemeanor involving assault, intimidation, sex related, drug related (sale, manufacture, delivery or possession with intent to sell) property damage or weapons charges; or
4. A conviction, guilty plea or no-contest plea, where the date of disposition, release or parole have occurred within the last three (3) years for: any 'B' or 'C' misdemeanor in the above categories or those involving criminal trespass I, theft, dishonesty, prostitution; or
5. Any applicant who is subject to a lifetime registration requirement under a state sex offender registration program

shall be grounds for denial of the rental application. Pending charges or outstanding warrants for any of the above will result in suspension of the application process until the charges are resolved. Upon resolution, if an appropriate unit is still available, the processing of the application will be completed. No unit will be held awaiting resolution of pending charges.

ADDITIONAL RULES AND POLICIES

1. Pets: If the property for which you have applied allows pets, there will be a Pet Policy in effect and there will be an additional $25.00 per month pet rent plus an additional security deposit based on the size of the animal(s). If you have an emotional support service animal, you shall provide verifiable proof of the need for this animal from a duly licensed medical professional.
2. Smoking: Smoking is not allowed inside the housing at any time. If smoking is allowed outside of your unit you must keep at least 10 feet away from any windows or doors whether your unit or that of an adjacent resident or neighboring property. This promotes "quiet enjoyment" and respects the rights of others. Most of our rentals have a No Smoking Policy, if this is of concern, please ask before submitting an application.
3. Marijuana usage: Although legal in Oregon, we will not rent to you if you grow or consume any amount as it is still a federally controlled substance. This includes any medical marijuana card holders.
4. Each property has its own set of specific rules by which to abide. Please ask our representative about them.
5. Renter's Insurance is required at all of the properties under our management. You must provide proof of coverage before taking possession of the unit and must include a rider for any approved pets you will keep. The policy shall list Red Bridge Property Management as an additional insured or interested party as may be dictated by the insurance company and or current laws.
6. Disabled Accessibility: Modifications to the existing premises in order to reasonably accommodate the tenant shall be at the sole expense and responsibility of the disabled person. If modifications are needed or desired, Red Bridge Property Management will require the following:

• Written proposals detailing the extent of the work to be done including all documents, drawings, specifications and copies of building permits, licenses and subsequent inspections.
• Written assurances that all work will be performed and completed in a professional and timely manner;
• Documentation identifying names, license, insurance and qualifications of the contractors to be used;
• Provide a performance bond covering the construction labor and materials costs both for the modifications to be done and again to return the premises back to its original or better condition upon tenant leaving the premises. Tenant is responsible to pay monthly rent during the construction and de-construction periods;
• There shall be no encumbrances placed upon the property, the property owner or Red Bridge Property as a result of the modification activity. Lien Release copies shall be provided by tenant.
• Written approval of the property owner prior to making any modifications. Such approval will not be unreasonably withheld, however the property owner reserves the right to review and approve all documents indicated above prior to providing this approval.

PROSPECTIVE TENANT EDUCATION PROGRAM GRADUATE

If you are having trouble meeting the criteria contained herein or have been turned down for rental housing multiple times, we recommend a program known as "Rent Well", which is funded in part by the Portland Housing Bureau with additional information located at the "HousingConnections.org" website.

If an applicant fails to meet any criteria related to credit, evictions, and/or landlord history, and the applicant has received a certificate indicating satisfactory completion of a tenant training program, Red Bridge Property and/or the property owner will consider whether the course content, instructor comments and any other information supplied by applicant is sufficient to demonstrate that the applicant will successfully live in the complex or house in compliance with the rental agreement. Based on this information, the property owner may elect to waive the credit, eviction and/or rental history screening criteria for this particular applicant. However, you will still be subject to the additional security deposits listed herein.

DENIAL POLICY

1. If your application is denied due to negative and/or adverse information reported to us, please feel free to contact our office to discuss your application.
2. If the information reported is from a credit reporting agency, you have the right to know who and what is being reported and can request a correction from that agency if the information is incorrect.
3. If your application has been denied and you still feel that you qualify as a resident under the criteria listed above, you should write to us and explain the reasons why you believe your application should be reevaluated and to request that we review your file again. We will perform this review within 7 business days from the date we receive the letter and will notify you of the outcome via USPS first class mail.